Cookie & Tracking Technologies Policy

1. What Are Cookies?

Cookies are small data files stored on your device when you use websites or web applications. They help us deliver essential functions and improve your experience.

2. Types of Cookies We Use

(a) Essential Cookies

Required for platform functionality (e.g., user authentication, session management).

(b) Analytics Cookies

Help us understand user behavior (e.g., Google Analytics). Data is anonymized where possible.

(c) Security Cookies

Detect fraudulent logins and protect user accounts.

3. Third-Party Tools

We may use services such as:

• Plaid - financial data access
• Google Analytics - platform performance insights

Each third party may set their own cookies. You are encouraged to review their privacy policies.

4. How to Manage Cookies

You can manage or delete cookies via your browser settings. For Google Analytics, you can install the Google Analytics Opt-out Add-on.

Browser Settings

Most web browsers allow you to control cookies through their settings preferences. You can set your browser to refuse cookies or delete certain cookies. However, if you disable essential cookies, some features of our platform may not function properly.

Google Analytics Opt-out

To opt out of Google Analytics tracking, you can install the Google Analytics Opt-out Browser Add-on.

5. Cookie Retention

The length of time cookies remain on your device depends on their type:

• Session cookies are deleted when you close your browser
• Persistent cookies remain until they expire or you delete them
• Most of our cookies expire within 1-2 years

6. Changes to This Policy

We may update this Cookie Policy to reflect changes in our services or laws. Updates will be posted with a new effective date.

7. Contact

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

8. Useful Resources

For more information about cookies and how to manage them, visit:

• All About Cookies
• Your Online Choices
• Google Analytics Opt-out